I’ve run across several people who would like to buy a home but who also tell me they are struggling with credit score issues. For these folks it might make sense to look into FHA financing, which has lower thresholds than conventional financing products right now for credit scores and down payments. For 2009 the minimum down payment level is 3.5%, but that’s still a sight better than many conventional products that require from 10-20% down. And, while our prices in the Puget Sound region have softened, we are still considered a higher priced market than many so coming up with those sums is quite a bit of saving.
FHA loans are good for all manner of residential financing including condos, townhomes and single family homes.
During the high flying days of strong market appreciation and exotic loan products FHA only had about three percent (3%) of loan market share and that has risen again to 30% because all of those exotic loan products went away.Parlodel
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