If you’re dreaming of buying a home, you should know the score ”” your credit score, that is.
This three-digit number is the code that can unlock the door to a better interest rate on your mortgage, potentially saving you thousands of dollars.
Your score is based on such things as paying your bills on time, how many credit accounts you have, and numerous other factors. Your score doesn’t have to be perfect, but if it isn’t as strong as you’d like, you can do something about it. Changing some financial habits over a few months can improve your score and make you a stronger candidate for a good mortgage deal.
If you see a new home in your future, let’s chat about your score and what you can do to prepare!
